 
If you are looking for information, advice or support regarding money matters you may find the following links useful :
Some of these organisations are located within your area, whilst others provide a national service
Watch this space! We are still adding information to this area of our site
Direct Debt Line
We are a registered charity providing free confidential advice and support for people with financial difficulties.
Click here to view http://www.directdebtline.com
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Maternity Grant
Coping with the extra costs of a new baby can be difficult. There’s a grant to help you give your baby a positive start in life. It’s called the Sure Start Maternity Grant.
The grant is made from the Social Fund and you do not have to pay it back
Who can get the grant?
You can get a Sure Start Maternity Grant if you or your partner are getting:
- Income Support
- Income based Jobseeker's Allowance
- Pension Credit
- Child Tax Credit which includes an amount higher that the family element or
- Working Tax Credit where a disability or severe disability element is included in the award
How do I claim?
You can claim a Sure Start Maternity Grant on form SF100 which you can either get from our News and Downloads area of this site (see the left panel of areas) or from your local Job Centre Plus office. The form comes with notes that will help you fill it in and tell you where to send the completed form.
If you have a partner, either of you can fill in the claim form, but make sure you include the name of the baby’s mother. Please send your filled-in form back to your local Jobcentre or Jobcentre Plus office.
You can claim a Sure Start Maternity Grant at any time from the 29th week of your pregnancy until your child is three months old.
If you are adopting a baby, you must claim the grant within three months of the adoption and the baby should be no more than 12 months old when you claim.
If you or your husband or wife has been granted a parental order for a surrogate birth, you must claim within three months of the date of the parental order.
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Oldham Credit Union
Oldham Credit Union is a savings and loan co-operative which is open to anyone living in the SureStart area.
What are the benefits?
- Easy saving through local collection points.
- Cheap Loans
- No cost life insurance
- Dividend on savings.
What is the aim of a credit union?
- To provide low cost loans to members.
- To encourage members to save with security.
- To encourage wise money management.
How do credit unions work?
Regular savings by members create a comon pool of money, which in turn is used to provide low interest loans to its members.
Who runs Oldham Credit Union?
A full time professional staff controlled by a locally elected board of directors, who are unpaid. The finnacial services authority approves both the management and directors in the same way as a bank or a building society.
If you are interested please contact the SureStart Office for more information or Oldham Creidt Union at
8 Manchester Chambers, The Spindles, Oldham OL1 1LF, tel. no. 0161678 7245
Click here to view the Oldham Credit Union Web Site
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Tax Credit payments for families with children
9 out of 10 families with children are entitled to tax credits. You can be given Child Tax Credit in the form of payments from the government regardless of whether you are working or not.
Child Tax Credit is paid direct to the person who is mainly responsible for caring for the child or children. If you are a lone parent you will receive the payment.
Working Tax Credit is for people who are employed or self-employed (either on their own or in a partnership), who usually work 16 hours or more a week, who are paid for that work, and who expect to work for at least 4 weeks
For more information either select the following web site link or call the Helpline on 0845 300 3900 (textphone 0845 300 3909 )
Click here to view http://www.taxcredits.inlandrevenue.gov.uk
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